While you will always need a couple of day's cash on hand, credit cards are becoming more accepted in Moscow and St Petersburg, anywhere else is a gamble. ATMs (bankomat), linked to international networks such as AmEx, Cirrus, Eurocard, MasterCard and Visa, can now be found everywhere in Moscow and St Petersburg; they're common in big cities and towns, and sometimes in smaller towns too, but should never be relied upon in the latter. Using a credit card or the card you use in ATMs at home, you can obtain cash as you need it - usually in roubles, but sometimes in dollars, too.

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